The United States has two separate banking systems today - one serving the well-to-do and another exploiting everyone else. How the Other Half Banks contributes to the growing conversation on American inequality by highlighting one of its prime causes: unequal credit. Mehrsa Baradaran examines how a significant portion of the population, deserted by banks, is forced to wander through a Wild West of payday lenders and check-cashing services to cover emergency expenses and pay for necessities - all thanks to deregulation that began in the 1970s and continues decades later. In an age of corporate megabanks with trillions of dollars in assets, it is easy to forget that America's banking system was originally created as a public service. Banks have always relied on credit from the federal government, provided on favorable terms so that they could issue low-interest loans. But as banks grew in size and political influence, they shed their social contract with the American people, demanding to be treated as a private industry free from any public-serving responsibility. They abandoned less profitable, low-income customers in favor of wealthier clients and high-yield investments. Fringe lenders stepped in to fill the void. This two-tier banking system has become even more unequal since the 2008 financial crisis. Baradaran proposes a solution: reenlisting the US Post Office in its historic function of providing bank services. The post office played an important but largely forgotten role in the creation of American democracy, and it could be deployed again to level the field of financial opportunity. 1. Language: English. Narrator: Priya Ayyar. Audio sample: http://samples.audible.de/bk/blak/009128/bk_blak_009128_sample.mp3. Digital audiobook in aax.
The low-risk, long-term strategy for building a real estate fortune by buying, improving, and managing properties through a third party. What if you could safely invest in real estate - and enjoy a new flow of income - without giving up your current job or spending thousands of dollars and hours on training? You can. With The Turnkey Revolution, you’ll find the perfect mentor for buying, upgrading, and managing income properties with the help of a third party. Real estate investment pro Chris Clothier guides you through every step of the turnkey rental process. Using his proven system, you can: Create a solid action plan to generate steady passive income. Research the real estate market for the very best deals. Buy, renovate, and manage rental properties with the help of a third party. Grow your portfolio to ensure your financial success for years to come. In this easy-to-use guide, you’ll find everything you need to take full advantage of today’s real estate revolution. You’ll benefit from the pros’ illuminating insights when it comes to renovating properties, working with rental agents, and managing it all through a third party, even from long distances. This essential book is packed with tools, techniques, and tricks of the trade that will save you time, money, and headaches. Better yet, you’ll be getting invaluable, expert advice on how to manage your investments and grow your portfolio for the long term. If you’ve ever dreamed of cashing in on real estate, The Turnkey Revolution is your key to financial success. 1. Language: English. Narrator: Alan Sklar. Audio sample: http://samples.audible.de/bk/graw/000779/bk_graw_000779_sample.mp3. Digital audiobook in aax.
DHT systems are the basics for routing protocols in peer-to-peer network, suitable for flat design ensuring evenly distributed file storage. But a well structured and hierarchical system providing for scalability, fault tolerance and to cater adequately for web cashing and multicast resource control in Internet applications in mobile environment is the use of distributed sloppy hash table (DSHT).We worked on how a well structured overlay application of Distributed Sloppy Hash Table (DSHT) that will perform better in terms of scalability, lookup time and ease of use. We focused on the application of real time usage with the incorporation of ISP (internet service provider) based partitioning for DSHTs. The sloppy hash DHT is employed to take advantageous use of low round trip times. The ISP bash DSHT yields some additional benefits to regular DHTs. These benefits include the use of pointers to reference keys in particular layers, thereby avoiding data replication at nodes for bandwidth utilization. Also, effective use of spillover in concentric rings is employed for load balancing and the phenomenon of distance optimization by the introduction of geographical proximity.
The ostensible purpose of a library is to preserve the printed word. But for fifty years our country's libraries-including the Library of Congress-have been doing just the opposite, destroying hundreds of thousands of historic newspapers and replacing them with microfilm copies that are difficult to read, lack all the color and quality of the original paper and illustrations, and deteriorate with age. With meticulous detective work and Baker's well-known explanatory power, Double Fold reveals a secret history of microfilm lobbyists, former CIA agents, and warehouses where priceless archives are destroyed with a machine called a guillotine. Baker argues passionately for preservation, even cashing in his own retirement account to save one important archive-all twenty tons of it. Written the brilliant narrative style that Nicholson Baker fans have come to expect, Double Fold is a persuasive and often devastating book that may turn out to be The Jungle of the American library system.
Exit Strategies for Covered Call Writing reveals the best and most effective procedures to manage your stock option positions. After selling a call option, many investors simply permit the result to run its own course through expiration Friday. This will cost you money! By administering well-thought-out exit strategies, based on sound fundamental and technical principles along with your common sense, your profits will be maximized and your losses will be diminished. Alan Ellman, author of the best-selling Cashing In on Covered Calls, speaks to the average blue collar investors of the world. In a practical and straightforward manner, he offers sound, honest, and easy-to-understand management techniques that will take the mystery out of covered call writing. Inside you will discover and learn about: What exit strategies can do for you The key parameters to consider Exit strategy alternatives Executing exit strategy trades Real-life examples Profiting with the Ellman calculator And much more About the Author Dr. Alan Ellman, author of best-selling Cashing In on Covered Calls, wears many hats during the course of a typical day. He is a licensed general dentist in the State of New York and the owner of a vitamin store called The Natural Vitamin and Herb Source of Long Island. In addition to these titles, Alan is also a licensed certified personal fitness trainer and a licensed real estate salesperson. Alan is also an avid real estate investor, owning properties in Texas, Florida, Pennsylvania and New York. He has often been invited to speak in front of large groups of investors about his successful investment properties. Of all the facets of his life, Alan has become most passionate about the stock market and call options in particular. He loves the challenge of beating the market and sharing his ideas and system with others. This has manifested itself in the form of seminars and one-on-one coaching classes. In particular, he wants to spread the word about selling call options to the blue collar investor. Alan is determined to assist the average investor in getting the returns normally reserved for the Wall Street insiders.
A comprehensive guide to Forex trading for individual investors Countless money-making opportunities abound in the Foreign Exchange (Forex) market every day, but how does an amateur investor take advantage of these opportunities to earn high returns? This book by CNBC-featured Forex Expert Mario Singh provides a comprehensive solution to this question. Following the first section that explains in plain English--what is Forex trading, how money is made in the Forex 'game,' the six major players involved, and the importance of knowing one's Trader Profile--the second section focuses on specific and practical guidance which includes: * A 'Trader Profile Test' to help the reader get a clear picture of his natural trading style and which of five trading profiles he belongs to (Scalper, Day Trader, Swing Trader, Position Trader or Mechanical Trader) * 17 proven trading strategies (between 2 to 5 strategies for each trader profile) for the reader to immediately start cashing in on the Forex market * Descriptions of an array of real-world trading scenarios, with tips on how to address them * A section that shows the reader how to custom-tailor a trading system designed for his sensibilities and risk tolerance * Forex hedging strategies for finance professionals at multinational corporations Short on theory and long on practical insights and step-by-step guidance, 17 Proven Currency Trading Strategies--How To Profit in the Forex Market will help anyone--from beginners to professionals, and everyone in between--to master the Forex market and be consistently profitable.
The original 'Coupon Queen' and New York Times bestselling author shares her unique Five-Step Supershopping System. Regardless of age, locality, and lifestyle, saving money is high on everyone's list today. In this long awaited follow-up to the bestselling Cashing In at the Checkout, Susan Samtur explains her Five-Step Supershopping System, a new technique that will show readers how they can save 50% or more every time they shop. Samtur's is the first system that converges new supermarket savings technologies- rewards programs, store cards, websites-with traditional proven techniques, like couponing and refunding.
A comprehensive guide to Forex trading for individual investors Countless money-making opportunities abound in the Foreign Exchange (Forex) market every day, but how does an amateur investor take advantage of these opportunities to earn high returns? This book by CNBC-featured Forex Expert Mario Singh provides a comprehensive solution to this question. Following the first section that explains in plain English what is Forex trading, how money is made in the Forex &quote;game,&quote; the six major players involved, and the importance of knowing one's Trader Profile the second section focuses on specific and practical guidance which includes: A &quote;Trader Profile Test&quote; to help the reader get a clear picture of his natural trading style and which of five trading profiles he belongs to (Scalper, Day Trader, Swing Trader, Position Trader or Mechanical Trader) 17 proven trading strategies (between 2 to 5 strategies for each trader profile) for the reader to immediately start cashing in on the Forex market Descriptions of an array of real-world trading scenarios, with tips on how to address them A section that shows the reader how to custom-tailor a trading system designed for his sensibilities and risk tolerance Forex hedging strategies for finance professionals at multinational corporations Short on theory and long on practical insights and step-by-step guidance, 17 Proven Currency Trading Strategies How To Profit in the Forex Market will help anyone from beginners to professionals, and everyone in between to master the Forex market and be consistently profitable.
This is the eBook version of the printed book. If the print book includes a CD-ROM, this content is not included within the eBook version. Franchising: Pathway to Wealth Creation is franchising as true entrepreneurship, for every potential franchisor and franchisee ready to generate large-scale wealth. Authors include the entrepreneur who built the world's largest system of Jiffy Lube franchises, the executive who grew Dunkin' Donuts by 1,000%, and the franchising expert at the world's #1 franchise bank lender. This remarkable team covers every step from assessment through cashing out, every element of the product/service delivery system, and every facet of the franchisee/franchisor relationship.